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The three credit bureaus

Each bureau keeps its own file on you, and they don't share corrections. A deletion at Experian does nothing at TransUnion. That's why you dispute with all three.

BureauDispute mailing addressPhone
TransUnionTransUnion Consumer Solutions, P.O. Box 2000, Chester, PA 19016-2000800-916-8800
ExperianExperian, P.O. Box 4500, Allen, TX 75013888-397-3742
EquifaxEquifax Information Services LLC, P.O. Box 740256, Atlanta, GA 30374-0256866-349-5191

A dispute guide for each bureau

TransUnion

Address, portal, phone, timelines, and how to handle a bad result.

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Experian

Address, dispute center, phone, timelines, and how to handle a bad result.

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Equifax

Address, portal, phone, timelines, and how to handle a bad result.

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