Roughly one in five Americans has an error on at least one of their credit reports, according to the Federal Trade Commission's landmark study. Many of those errors cost real money: higher interest rates, denied apartments, bigger deposits, lost job offers. And the law has given people a free way to fix them since 1970.
The problem was never the right. It was the work. Pulling three reports, reading hundreds of lines of codes and dates, knowing what counts as a legitimate dispute, writing a letter that cites the right law, mailing it with the right attachments, and then tracking what happened a month later. So most people either did nothing or paid a company $100 a month to send template letters on their behalf.
Credit Repair Automate was built to remove the work and leave the right where it belongs, with you.
What we believe
- You should never pay for results you can get for free. The software costs nothing. We earn a referral commission from the credit report provider, and that's the entire business model.
- Honesty beats hype. Accurate negative items can't be removed by disputing, and we say so. We'll never promise a score.
- You stay in control. Nothing is sent that you haven't reviewed. You can uncheck any item, edit any letter, and choose whether we mail it or you do.
- The law is specific, so the letters should be too. Generic "delete everything" letters get ignored. Every letter the software writes states a specific, real reason for the dispute.
Who we are
Credit Repair Automate is a product of Visionary Strategic Solutions LLC, a US-based company. The platform launched publicly in May 2025 and has been used to create more than a thousand accounts since. Launch coverage ran on AP News, Yahoo Finance and local news outlets including KTLA, FOX 8 and CBS 17.
We are not a law firm, a credit repair organization or a credit counselor, and we don't give legal advice. If your situation involves identity theft, a lawsuit, or a dispute a bureau refuses to handle, a consumer attorney can help, and many take FCRA cases at no upfront cost.
Get in touch
Email support@creditrepairautomate.com. A person reads every message. You can also find us on TikTok, Instagram and Facebook.