Start a credit repair business without building the software.

Credit repair is a good business with a hard entry. To do it properly you need software that reads three credit reports, understands what is legally disputable on each account, writes letters that a bureau cannot brush off, and tracks a thirty day clock on every one.

Building that takes a development team and a year, and it is not the part you are good at. The alternative most people take is doing it by hand in spreadsheets and templates, which does not scale past a handful of customers.

Nobody can promise a credit score outcome, and we do not. Accurate negative information cannot be removed by disputing it.

Your company name. Your logo. Your colours. Your web address. Your support email and phone number, on every page and in every email.

Nothing on it mentions us. The engine underneath is shared across every partner, which is the point rather than a compromise: when a rule is corrected or a new one added, every partner has it the same day without doing anything.

Two referral relationships, both yours, neither of them through us.

You open those accounts yourself and paste your own links into your settings. Your customers sign up through them. Those companies pay you directly. We never touch it, never see it, and take no percentage of it.

To be clear about something you will notice if you read the rest of this site: on our own site, we are the referrer and we earn those commissions, which is why the software is free to consumers there. On your site, you are the referrer and you earn them. That is the whole difference between using our product and licensing it.

We make no representation about what you will earn, or that those companies will accept you. Their approval, their rates and their terms are entirely between you and them. What you make depends on your own effort and your own marketing.

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Billed monthly through ClickBank until you cancel. No setup fee, no minimum term. Cancel from your ClickBank receipt at any time. Prices in US dollars.

• Pay, and land in your own dashboard. Your account exists before the receipt email arrives.
• Upload your logo and pick a colour. The customer-facing site changes as you do it.
• Paste your two referral links. The ones you got from the report provider and the payment history builder.
• Your site is live. At your own web address, under your own name, ready to take a signup.
• Send it to one person. That is the whole of day one.

Connecting a domain you already own is one DNS record, and you can do it later. Nothing waits on it.

This is the honest hard part, so here is a real answer rather than a slogan.

Your customer is somebody who has just been told no. Declined for a car loan. Turned down on a rental application. Told by a mortgage broker to come back in six months. They are not searching for credit repair. They have just been handed a problem by somebody else, and that somebody else is who you should be talking to.

• Loan officers and mortgage brokers. Every declined application is dead money to them. If it becomes approvable later, it comes back as a commission they would otherwise have lost.
• Car dealership finance offices. Same arithmetic, faster cycle. A finance manager who loses a deal on a credit pull wants that buyer back.
• Letting agents and landlords. A failed tenant screening is a vacancy they still have to fill.
• Tax preparers, from January to April. They already have the financial conversation, and their clients already trust them with worse.

None of these people want to do credit work. They want the customer they lost. You are the person who gives them back.

We make no promise that any of this will work for you. It is what partners do, not a guarantee of what you will get.

• Your own referral accounts. With the report provider and a payment history builder. Their approval is theirs to give, so get it before you launch.
• Your own customers. The software does not find them. That part is the business.
• Your own support. Your customers email you. We support you.
• Your own legal position. Read the next section properly.

This software exists so people can dispute their own credit reports themselves. That is why it sits outside the rules that govern companies who charge consumers for credit repair.

If you charge your customers a fee to repair their credit, or dispute on their behalf, you are very likely a credit repair organization under federal law and probably under your state's law as well. That carries real obligations: written contracts, cancellation rights, limits on taking payment in advance, and in many states a surety bond and a registration.

Get advice from a lawyer in your state before you take money from a consumer for credit work. Our licence agreement sets out what you may not do with the software. We would rather lose the sale than have you find this out afterwards.

• Guarantee a credit outcome, for you or your customers. Nobody honestly can.
• Promise you income, customers, or referral approval.
• Contact your customers or market to them.
• Sell your customer data. To anyone. For any reason.

Every purchase is covered by ClickBank’s standard refund policy, which runs for 60 days from the date you buy. Ask them and you get your money back. We cannot override it and we would not want to.

A refund on a subscription cancels it at the same time, so there is nothing to remember to switch off afterwards.

Working software, your brand on it, live today. From $199 a month, no setup fee, no minimum term, and 60 days to change your mind.

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