This is a draft prepared for legal review. It is not in force until a lawyer has checked it and the date below is filled in.
Between Visionary Strategic Solutions LLC, of the United States (“we”, “us”, the licensor), and the business that licenses the software (“you”, the licensee). Last updated: to be set on execution.
1. What this covers
This agreement covers the partner licence for the Credit Repair Automate software. It is a separate thing from the terms that apply to consumers who use the software to dispute their own credit reports.
Where you make the software available to your own customers, you are responsible for the terms between you and them. This agreement does not create any contract between us and your customers.
2. What the licence grants
We grant you a limited, non-exclusive, non-transferable, revocable right to access and use the software for the term you have paid for, under your own brand, for your own customers.
You are not buying the software. Nothing here transfers ownership of it, of its source code, of the dispute rules and letter content, or of any part of it, to you. You may not copy, decompile, resell, sublicense, or create a competing product from it.
3. Term, renewal and scope
The licence runs month to month and renews automatically each month while your subscription is paid. There is no minimum term. Either of us may end it as set out in section 8.
Your plan sets how many end customers and how many staff logins you may have. Those limits are part of the licence, not a suggestion. If you need more, move to a plan that allows more.
The licence covers use of the software as it is provided. It does not include a right to the underlying dispute rules, letter wording or engine logic as separate assets, and does not survive the end of your subscription.
4. What you may not do with it
You may not use the software, or allow it to be used:
- for anything unlawful, deceptive, fraudulent, infringing, or in breach of anyone’s rights;
- to dispute information you know to be accurate, or to make any statement to a credit reporting agency that you know or should know to be untrue;
- to create or publish fake testimonials, fake reviews, fake endorsements, or promotional content generated by a machine and presented as though a person wrote it;
- to make any claim about a credit outcome, a score, or a level of income, whether about your customers or about people you are recruiting;
- to impersonate us, to state or imply that we endorse you, or to hold yourself out as the author of the software;
- in breach of the Credit Repair Organizations Act, any state credit services statute, or any other law that applies to what you are doing.
5. Your responsibility for how it is used
You are responsible for using the software lawfully, and for the conduct of anyone you give access to.
The software produces dispute letters and analysis automatically from the data a credit reporting agency supplies. Those outputs are drafts, not advice. You are responsible for reviewing what it produces before it is sent, published, or relied on, and for making sure it is accurate and appropriate for the person it concerns.
We do not review your customers’ files, do not decide what is disputed, and are not a party to any dispute you or your customers raise.
6. Compliance is yours
The software exists so that a person can dispute their own credit report. That is why it sits outside the rules that govern organisations who charge consumers for credit repair.
If you charge consumers a fee for credit repair, or act on their behalf, you are likely a credit repair organization under federal law and probably under your state’s law as well, with obligations that include written contracts, cancellation rights, restrictions on advance payment, and in many states a bond and a registration. Meeting those obligations is entirely your responsibility. We are not your lawyer and this agreement is not legal advice.
7. What we warrant, and what we do not
We warrant that we have the right to license the software to you.
Beyond that, the software is provided as it is. We do not warrant that it will produce any particular result, that any item will be corrected or removed from anyone’s credit report, or that any credit score will change. Nobody can honestly warrant that, and we do not.
We do not warrant that the software will be uninterrupted or error free, or that a credit reporting agency will respond to anything in any particular way or within any particular time.
8. Suspending or ending the licence
You may cancel at any time. Billing stops at the end of the period you have paid for.
We may suspend or end your licence immediately, without refund, if you use the software for anything in section 4, if you put us or your customers at legal risk, or if your subscription is unpaid.
If your licence ends, your site becomes read-only for a grace period rather than disappearing, so your customers keep their letters and history. After that period we may remove the data. Reinstating a lapsed subscription restores access.
9. Limits on liability
Nothing here excludes liability that cannot be excluded by law.
Subject to that, we are not liable for lost profits, lost business, lost data, or any indirect or consequential loss, and our total liability to you for any claim is limited to the licence fees you paid us in the twelve months before the claim arose.
10. Indemnity
You will indemnify us against claims, losses and costs arising from your use of the software, from what you say to your customers or to the public about it, from your dealings with your customers, and from your compliance or non-compliance with the laws that apply to your business.
11. General
We may change these terms. Material changes will be notified before they take effect, and continuing to use the software after that is acceptance.
This agreement is governed by the laws of the State in which Visionary Strategic Solutions LLC is registered. It is the whole agreement between us about the software licence.
Questions about this agreement: support@creditrepairautomate.com.